Loan Programs
There are many home loan options available, and learning about them can help you make a more confident choice. At Viva Casa Mortgage Solutions, we’re here to help you find the loan that best fits your goals and needs.
Which Mortgage is Right for You?
Explore different mortgage options and learn how each one works, so you can choose the loan that best fits your budget, goals, and homeownership journey.
Mortgage Rate Options
Fixed Rate Mortgages
The traditional fixed rate mortgage is the most common type of loan program, where monthly principal and interest payments never change during the life of the loan.
Adjustable Rate Mortgages (ARM)
Adjustable Rate Mortgages (ARM)s are loans whose interest rate can vary during the loan's term.
Interest Only Mortgages
A mortgage is called “Interest Only” when its monthly payment does not include the repayment of principal for a certain period of time.
Graduated Payment Mortgages
A graduated payment mortgage is a loan where the payment increases each year for a predetermined amount of time (such as 5 or 10 years),
Loan Program Options
FHA Loans
The traditional fixed rate mortgage is the most common type of loan program, where monthly principal and interest payments never change during the life of the loan.
VA Loans
Adjustable Rate Mortgages (ARM)s are loans whose interest rate can vary during the loan's term.
Conventional Loans
A mortgage is called “Interest Only” when its monthly payment does not include the repayment of principal for a certain period of time.
USDA Loans
A USDA loan may help eligible buyers purchase a primary home in qualifying rural or suburban areas with flexible financing options.
Jumbo Loans
A graduated payment mortgage is a loan where the payment increases each year for a predetermined amount of time (such as 5 or 10 years),
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