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Fixed-Rate vs. Adjustable-Rate Mortgages: Which One is Right for You?

Fixed-Rate vs. Adjustable-Rate Mortgages: Which One is Right for You?

Choosing the right mortgage type is one of the most important decisions when buying a home. Here’s a breakdown of the two main types of loans:

January 30, 2025
How Much Home Can I Afford? The Truth About Mortgage Prequalification

How Much Home Can I Afford? The Truth About Mortgage Prequalification

Many buyers guess their budget or rely on online calculators, but the only way to truly know is through mortgage prequalification.

January 30, 2025
What Credit Score Do I Need to Buy a Home? (And How to Improve Yours!)

What Credit Score Do I Need to Buy a Home? (And How to Improve Yours!)

One of the biggest misconceptions I hear from homebuyers is “I need perfect credit to qualify for a mortgage.” The truth? There are mortgage programs for buyers with different credit scores.

January 30, 2025
Should I Refinance My Mortgage? Here’s How to Know If It’s the Right Time

Should I Refinance My Mortgage? Here’s How to Know If It’s the Right Time

Many homeowners ask me, “Is now a good time to refinance?” The answer depends on your goals and current financial situation. Here’s when refinancing could make
sense for you:

January 30, 2025
First-Time Homebuyer? Here’s What You Need to Know Before Applying for a Mortgage

First-Time Homebuyer? Here’s What You Need to Know Before Applying for a Mortgage

Buying your first home is exciting, but it can also feel overwhelming. As a mortgage expert in Florida, I’ve helped many first-time buyers navigate the process, and I know the most common concerns. Here’s what you need to know before applying for a home loan:

January 30, 2025
Welcome to Viva Casa Mortgage Solutions – Your Trusted Mortgage Partner in Florida

Welcome to Viva Casa Mortgage Solutions – Your Trusted Mortgage Partner in Florida

Hello and welcome! I’m Lorena Gallisá, founder of Viva Casa Solutions, and I’m so excited to introduce you to a mortgage experience that’s built around you.

January 30, 2025

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